AI-powered bookkeeping is here

Stop doing your books
at midnight

Penniq auto-categorizes your transactions, tracks your P&L in real-time, and keeps your finances spotless — so you can focus on growing your business.

✓ No signup required for demo  •  ✓ Free early access  •  ✓ 3 months of sample data

Why pay $500/month for a bookkeeper?

30 million small businesses deserve better than spreadsheets or expensive accountants.

😤

DIY Spreadsheets

$0 + your sanity
  • ❌ Hours of manual data entry
  • ❌ Constant categorization mistakes
  • ❌ No real-time financial picture
  • ❌ Tax time = panic time
💸

Traditional Bookkeeper

$300–$500/month
  • ❌ Weeks for monthly close
  • ❌ Expensive recurring cost
  • ❌ Back-and-forth on every question
  • ❌ Limited availability
BEST VALUE

Penniq

Starting at $0
  • ✅ Auto-categorizes everything
  • ✅ Real-time P&L dashboard
  • ✅ Works while you sleep
  • ✅ Tax-ready reports instantly

How Penniq works

Three steps to financial clarity. Takes 2 minutes.

🔗

1. Connect your bank

Securely link your business accounts. We pull in transactions automatically every day.

🤖

2. AI categorizes everything

Our engine auto-categorizes transactions into 30+ categories — payroll, SaaS, rent, travel, and more.

📊

3. See your P&L instantly

Real-time dashboard shows revenue vs expenses, category breakdowns, and monthly trends.

Built for small businesses

Smart Categorization

Rule-based engine with 30+ categories. Learns your patterns over time. 85%+ accuracy out of the box.

📈

Real-time P&L

See revenue vs expenses by month. Know your burn rate, profit margins, and top cost centers instantly.

🏦

Multi-Account Support

Checking, savings, credit cards — see all your business accounts in one place.

🔍

Powerful Filtering

Search by keyword, filter by category, date range, account, or transaction type. Find anything in seconds.

Frequently asked questions

Is Penniq really free?

We're launching with a free tier that covers the basics — transaction tracking, auto-categorization, and P&L dashboards. Premium features (bank integrations, tax reports, multi-user) will be paid plans.

How accurate is the auto-categorization?

Our rule-based engine achieves 85%+ accuracy on common small business transactions. You can manually override any categorization, and the system learns from your corrections.

Can it replace my accountant?

For day-to-day bookkeeping, yes. For tax filing and complex accounting decisions, you'll still want a CPA — but Penniq gives them clean, organized data to work with instead of a shoe box of receipts.

What banks do you support?

Bank integrations are coming soon. For now, you can try the live demo with sample data to see how Penniq works. Early access users will get bank connections first.

Is my financial data secure?

Absolutely. We use bank-grade encryption, never store banking credentials directly, and follow industry best practices for data security. Your data is yours — we never sell it.

Get early access to Penniq

Be the first to know when we launch. No spam, ever.

Join 0 others on the waitlist